We at Ephraim Finance regard it a privilege to serve our clients and our community. Our responsibility to our client extends beyond just providing a mortgage. We are there every step of the way to ensure that all problems and obstacles are dealt with in a professional and courteous manner. We strive to make Ephraim Finance a model of business ethics and personal integrity

Make your money work for you!



  • Haven’t been able to save the deposit required to buy your own house

  • Fall short of a few thousands towards your purchase

  • Feel that maybe you will never ever own a house

  • Haven’t got a dollar towards making a commitment

  • Lenders say that your current debts don’t allow you to borrow much

  • Want to purchase a home and consolidate your existing debts into the loan as well

  • Have a stable employment and a good credit history

Then look no further.


Ephraim Finance can arrange up-to 106% finance towards that purchase that you never thought was possible


Why pay off someone else’s house when you can pay your own place off?
Why not use this low period and make a purchase now, before the prices climb back up again


 If you want to know how this can be done, please contact your Ephraim Finance consultant today