Free Loan Consultation

Our experienced consultants can evaluate your qualifying ratios, your credit rating, home purchasing, and refinancing options. There is no obligation to you.

Pre-Qualification Service

Our staff can help you pre-qualify to purchase a home. Before searching for a home, it may be helpful to know what price range is best for your search and the amount of financing you may qualify.

Free Market evaluation

If you are thinking about refinancing your existing home to reduce your monthly repayments, consolidate debt, make home improvements,investment property or meet other financial needs, Ephraim Finance will help you to estimate the present value of your home. This will help you to determine how much equity can be released and what refinancing options are best for you.

Challenged Credit History

Even if you have experienced credit problems in the past, our consultants can help you search for appropriate financing from a panel of lenders for the purchase of a new home or refinancing to help reduce your monthly repayments.

First Home Buyers or experienced Investor

Whether you are a first home buyer or an experienced property investor, we at Ephraim Finance can help you with loan packages tailored to you specific needs.